Petula says: Dear Hannah,The very fact that you have referred to the, admittedly unlikely, prospect of your fiancée being killed in a completely unexpected car accident after being sent out by you on a totally pointless errand suggests to me that you have already gone beyond girlfriend status and are committed and ready to become a wife, which, you may be pleased to learn, would mean you would pay no inheritance tax. However, there are a few questions to be answered. While many husbands suffer unexpected car accidents on Italian mountain resorts because of freak brake failure some manage to save the situation through skilful use of the gears. Have you considered sending him for the pesto after a couple of bottles of red? If I was you I would also suggest he drive very fast through a tunnel while wearing sunglasses on the remote chance that he will come out the other end temporarily blinded by the light and smash unexpectedly into a huge motorised shovel that will then push him and his car over the edge. These things happen you know.

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