Grandchildren gifted cheques they will never manage to pay in

YOUNG people all over the country are baffled after receiving small rectangles of paper for Christmas.

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Christmas a hard time of year for the lonely, the poor, the single, the married, the rich, the old, the young, the sick and the healthy, experts confirm

A STUDY has found that everybody is justified in finding this time of year a bit of a pain in the arse.

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